Even though you might be the most cautious and considerate driver on the road, and you do everything you possibly can to avoid being involved in an auto accident, the sad truth is that sometimes these things happen, and they might happen to you one day.
Hopefully, you will never be involved in an auto accident, but you should make sure you read the following hints and tips so that if ever become involved in one, you will know what to do. You can also visit this link to get more information about it.
Assess the damage and report the accident
The first thing you will need to do is get out of your car and assess the damage to your car and any third party’s vehicle and then dial 911. If there are any people that are injured, it is important that you notify the dispatcher of this fact so that an ambulance can also be sent to your location.
In many states, it can be an offense not to report an auto accident to the police, and should someone die from the accident that misdemeanor will be upgraded to a felony charge, according to Greenstein and Milbauer, personal injury attorneys.
Photographic evidence and written notes
Ideally, you should have a camera, notepad, and pen in your glove box. Now is the time to get your camera out and start taking photographs of the scene before anything gets moved by the police or other drivers.
You will also need to make a note of your version of the events that occurred so that you will be able to provide this information to your insurance company or agent. It is important to remain calm at this point, as the other drivers might have issues with you doing all of this; if they do, simply point out that this information is needed for information purposes.
By now, the police should hopefully be arriving at the scene. It is important that you fully comply with any requests or questions from the police officer that attend the scene of the auto accident. It is vital that you ask the police officer for a copy of the accident report, as this information will be useful later on for insurance purposes.
Getting the facts
It can be too easy to forget this part, but it is essential that you don’t! You will need to get certain facts written down about your car accident, such as the names, addresses and telephone numbers of any drivers and witnesses involved.
You must always note down the descriptions of each car involved, as well as the license plate numbers too. The license plate details are very important because most insurance companies don’t make a note of these details on their systems – only the description of the vehicle and the identification numbers of them. For more information you can visit: https://carpet-dye.com.
Contacting your insurer
Finally, you will need to contact your insurance company or agent in order to make a claim. If possible, you should try to do this at the scene and with the police present, as the police officers will be able to talk to your insurer should they need any specific information that you may have forgotten.